The

way to spend

DeCard, a next-gen card with worldwide reach, designed to elevate everyday moments with understated elegance.

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DeCard. The Card.

More than just a card

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Enjoy Greater Control Over Your Finance

Access and manage your DeCard account through our newly improved, mobile-friendly webpage.

Accepted Worldwide

Your DeCard can be used anywhere, including online purchases. Alternatively, you may use your DeCard for easy ATM withdrawals.

Manage your card balance and

spend limit seamlessly with D-Vault

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The DeCard

1

Accessible Elegance

Easy-to-apply.

2

Effortless Application

Seamless approval process for a hassle-free experience.

3

Cost-Free Convenience

Zero annual fees for a worry-free financial journey.

4

Limitless Referrals

Uncapped referral bonuses to enhance your spending power.

5

Timeless Rewards

No expiration on bonuses and rebates, ensuring lasting benefits.

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The DeCard Luminaries (By Invite Only)

1

Exquisite Craftsmanship

The only 22g metal card with personalized engraving, offering unparalleled elegance.

2

Innovative Rewards

Spend and earn uncapped rebates. Plus, enjoy limitless referral rewards when you refer friends.

3

Exclusive Privileges

Enjoy exceptional customer support and a lavish lifestyle, including access to elite clubs, priority dining at Michelin-starred restaurants, yacht adventures, private jet services, and more.

4

Comprehensive Benefits

Enjoy all the remarkable features of DeCard Regular, elevated to a higher echelon of luxury and convenience.

Easy Application &

Fuss-Free Payments

The DeCard comes paired with the D-Vault to support your top-ups with ease. Start using DeCard by:
  • Completed the verification process with ease.
  • Topping up to your D-Vault.
  • Swiping your DeCard to spend!
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Eligibility
  • Age: 18 to 65 years old.
  • Singapore Citizens, Singapore Permanent Residents, & Foreigners (except U.S. Citizens).
  • For applicants aged below 21, Parent's / Guardian's consent is required.
  • No minimum income required.
How to Get Verified
  • Singapore Citizens and Permanent Residents: Singpass.
  • Other pass holders and foreigners: submit passport and proof of address document, and answer a few questions about yourself with just a few clicks!

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About Us

DeCard, by DCS Card Centre

DeCard provides a credit limit with flexible and accessible requirements. At the core of this offering is D-Vault, an exclusive account with innovative digital features. D-Vault allows you to consolidate your assets into a single balance, which can be used to pay off outstanding balances or set as your spending limit when linked to DeCard. This seamless integration puts you in full control of your finances.

DCS Card Centre is a financial institution founded in 1973 and formerly known as Diners Club Singapore. We bring decades of expertise and commitment to payments, and innovative digital solutions to DeCard.

With a strong heritage rooted in the space, our expertise in delivering secure, reliable, and cutting-edge payment solutions is licensed by the Monetary Authority of Singapore (MAS) and governed under the Banking Act.

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